candice@gatewayfinance.com.au
I have been in the lending industry for 12 years and have extensive knowledge of finance. I am profound in investment loans, SMSF loans, construction loans, Owner-occupied loans, and purchases through a trust. I am well-versed with self-employed applicants and the ability to extract all data from all income sources. My personal belief is to ensure that every customer is assisted with the best customer service and have strong long term relationships with all of my customers with implementing this on a daily basis.
Mel’s extensive knowledge and dedication to her clients is what drives the premium customer experience and service that she offers to all her clients.
Mel holds over 15yrs of Banking/Finance experience with one the big 4 banks. The years in finance has enabled Mel to build a broad knowledge base and perfect the experience she offers to her clients.
Mel Focuses on the full financial picture that all areas of finance are complimented, including Home & Investment Lending, SMSF Loans, Construction Loans, First Home Buyers, Debt Consolidation.
Mel is a great communicator and always works hard to get the absolute best for her clients. You won’t be disappointed with the service you are provided.
Outside of work Mel is a local girl to the Maitland/Newcastle are and she enjoys her time with her Husband Josh and 3 beautiful children. Mel also enjoys fitness and travelling with her Family.
Jason has over 6 years experience as a qualified mortgage broker and is well versed with both PAYG and Self employed income.
Having helped hundreds of clients with a range of objectives, Jason is passionate about helping his clients reach their short and long term goals. Whether you are simply looking to save money by refinancing or restructuring your affairs, buying your first or your next dream home, Jason will be there to help inform and guide you along the way.
Jasons’ diverse range of experience ranges from individual borrowers, Gaurantors, Companies, Bridging and Short-term, Corporate Trustee Borrowers, Self Managed Super Fund Lending, Commercial Properties or just a restructure of your financial affairs, Jason will be there to guide you to a suitable pathaway forward to your goals.
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There is some good news for interest rates for 2025 with Australian Bureau of Statistics (ABS) recently announcing some good news. The drop in CPI could mean that interest rates could drop in 2025. We explain the news and provide some input into what interest rates in 2025 could look like and how to make sure you are ready to take advantage of the drops when they come.
Your credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open doors to better loan terms, lower interest rates and increased financial opportunities. To ensure your credit score remains in good shape give our article a read to make sure your credit is the best it can be.
Financial resilience refers to the ability to withstand and recover from unexpected financial setbacks while maintaining a steady course towards your goals. It empowers individuals and families to weather economic storms, seize opportunities and achieve long term financial stability. Being financially resilient means having a robust financial foundation that can endure unforeseen events and adapt to changing circumstances.
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