At Gateway Finance we are experts in investment property loans. We understand the nuances of financing residential property investments.
A residential investment property loan is tailored specifically for investors looking to build wealth through property ownership. These loans offer a range of features to support investors, including flexibility in choosing between fixed or variable interest rates. Investors can also opt for interest-only or principal and interest repayment structures, depending on their cash flow objectives and investment strategy. Loan terms typically range from 10 to 30 years, providing investors with options to align with their long-term financial goals.
Investing in residential property requires careful consideration of various factors to maximise returns and minimise risks.
Key considerations include:
Owning an investment property entails ongoing expenses beyond mortgage repayments. Investors need to budget for maintenance costs, insurance premiums, property management fees (if outsourcing property management), council rates, and other miscellaneous expenses.
While property investment can be lucrative, it’s not without risks. Market fluctuations, economic conditions, and unexpected expenses can impact investment performance. As your expert mortgage brokering firm, we can help!
As a property investor, securing financing for your real estate investments can be a complex and time-consuming process. That’s where Gateway Finance comes in. By working with our knowledgeable and experienced team, property investors can enjoy a range of benefits that can help them achieve their investment objectives.
First and foremost, we help you find the right loan product. We have access to a wide range of lenders and loan options, including traditional banks, credit unions, and private lenders. This allows us to find loan products that best fit your unique needs and requirements. Whether you’re looking to purchase a rental property, or pursue another investment strategy, we can help you find the loan that works best for you.
At Gateway Finance we provide guidance and expertise throughout the loan process. We have a deep understanding of the mortgage industry and our knowledge is invaluable when it comes to navigating loan processes and making important financial decisions.
Overall, working with us is one of the smartest moves you as a property investor can make. By providing access to a wide range of lenders, negotiating better loan terms, and offering ongoing support and guidance, we will help you achieve your real estate investment goals.
Working with a mortgage broker can provide several benefits, including:
We work with a variety of lenders, including traditional banks, credit unions, and private lenders to increase your chances of finding a loan that meets your specific needs and requirements.
A broker can help you find a loan product that is specifically designed for your investment goals, whether you’re looking to purchase a rental property or build a shares portfolio.
As experts in our field, we have a deep understanding of the mortgage industry, including the latest trends and best practices. This knowledge can be invaluable as you navigate the loan process and make important financial decisions.
With us doing the legwork for you, you can save significant time and energy in researching and comparing loan options.
As mortgage brokers, we can often negotiate better rates and terms on your behalf, which can save you money in the long run.
We work with you around your schedule, and can provide guidance and support throughout the entire loan process, from application to closing.
Even after your loan is approved, we love to provide ongoing support and advice to help you maximize your investment potential.
We want you to help you achieve your finance goals whether it is getting you into a new home or assisting with a investment property.
Here’s the process on how we get your home loan approved quickly.
Chat with us to discuss your specific financial goals and dreams.
We work hard to present to you the best solution, lender and interest rate based off our initial discovery call.
We will help you complete all the necessary paperwork and requirements with your chosen lender to get your application sorted.
We will monitor your application and keep in touch along the way. We work behind the scenes to make sure everything is as smooth for you as possible.
Have a chat with one of our brokers today!
Blacktown has recently been revealed as having the highest percentage of the population under mortgage stress in Sydney. We provide details regarding mortgage stress and how a mortgage broker can investigate options to ease the repayment pressures of your existing home loan through methods such as refinancing your loan or debt consolidation.
There is some good news for interest rates for 2025 with Australian Bureau of Statistics (ABS) recently announcing some good news. The drop in CPI could mean that interest rates could drop in 2025. We explain the news and provide some input into what interest rates in 2025 could look like and how to make sure you are ready to take advantage of the drops when they come.
Your credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open doors to better loan terms, lower interest rates and increased financial opportunities. To ensure your credit score remains in good shape give our article a read to make sure your credit is the best it can be.
Financial resilience refers to the ability to withstand and recover from unexpected financial setbacks while maintaining a steady course towards your goals. It empowers individuals and families to weather economic storms, seize opportunities and achieve long term financial stability. Being financially resilient means having a robust financial foundation that can endure unforeseen events and adapt to changing circumstances.
The past three years have painted a challenging picture for the car industry, primarily due to external factors. •global upheavals, •production slowdowns; and •widespread stock
In recent times, many borrowers who initially secured home loans at lower interest rates have been facing challenges in meeting the regulatory requirements necessary to
Understanding insurance premium funding Insurance premium funding is a financing option that allows businesses to spread the cost of insurance premiums over a designated period.
When considering whether to take the plunge and invest in property outside of their family home, many question their ability to save a deposit within
Attention FIRST HOME BUYERS… Have you heard about the First Home Loan Deposit Scheme (FHLDS)¹ to support eligible first home buyers purchase a home faster?
It is only natural that when a policy or agreement expires that we shop around to find the best deal. When our car and home